Ibotta

I like saving money. I really do. You are looking at a woman who actually looks forward to Black Friday. It’s the highlight of my year. Why? Because things are on sale. What I hate, and I’ll probably write more about it later on, is how Black Friday is moving outside of the store shopping and no longer on Friday. That’s just not right.

Regardless, I love saving money. I was on Pinterest one day and I found a page that discussed all of these different ways for people to earn a little bit of money over the weekend. Some read “$250 in a weekend”, some were “Extra $5000 in a year”. I read them all.

Yes, I know they were more likely to be click-bait then anything substantial, but I did and I still do read them. However, I have learned something about myself regarding these various side hustles. One: I’m not good at them. The majority of the sites and things they listed, were things I frankly was just too lazy to go about doing or had a bit to much risk. I wanted a sure thing, not a possibility of making money, but also a possibility of losing money. If I want to lose money, I’d do lotto tickets. I know what my odds are going in. Doesn’t stop me, but the excitement!

Sorry. Let’s get back on track. So one that the majority of these list had was Ibotta. Now if you’ve heard of Ibotta great. Those who haven’t. It’s alright. When I first discovered it, I was like. Is this another Ebates.com thing? I tried it, didn’t work for me. Too complicated. Ibotta on the other hand, I liked.

I was always into couponing. In college, I actually bought the newspaper so that I could coupon. Those Extreme Couponing shows were like my crack and I wanted to be just like them. Even though I never could. Just wasn’t as skilled or as dedicated to it. Then everything started to turn digital and most of the coupons I was saving were expiring and it became more of a headache than anything else. So I stopped.

Then I discovered Ibotta. This is basically an app that has coupons in them. You download the app. Log in. You can even use your Facebook account and it’ll link you with your friends who are also on Ibotta. You then pick whichever stores they have, and they have a lot, and start looking to save. They have a wide range of stores and coupons. My favorites are the blanket $0.25 off anything. Yes. that’s a free quarter just for taking a picture of your receipt after shopping. They have a whole bunch more. $1.00 off any soy milk, etc. They also have several brand specific coupons. I’m still kicking myself for missing the $4.00 Neutrogena coupon. That was good money I missed considering that’s my make-up brand!

What makes Ibotta great, is that this isn’t money you save at the register. This means, if you want to buy a 2 for $3.00 soy milk. That means, they are $1.50 each. Usually, companies don’t let you mix and match coupons. This is why Ibotta is amazing, because while it is couponing, it’s more of an immediate rebate system. So you can use the $1.00 off any Soy milk and get that money back. Meaning, in the end, you only really spent $0.50 for a bottle of Soy milk!

Think of the savings!

Then if you are someone who shops the brands, they do special bonuses where if you buy certain items, they’ll give you a free $1.00 or more. I know, you might not think this is a lot. But in one month, I made over $30.00 from these rebates alone. The most common one I use are the rebates for H.E.B. For those of you who are not from Texas, that’s our local Texas grocery store. That’s not to say Kroger, Randalls, Walmart, Amazon, and Itunes are not on the site. They are. Some are just flat 5% of your purchase. Again, it might not be much, but it does add up. I made more money then I care to admit, using a 10% off purchase from Joann Fabrics.

I’m not saying, if you use this app, you’ll pay off all your loans. It’s good, but not that good. However, an extra $10-20 a month just for buying what you usually buy and then uploading your receipt? It’s not hard.

Yes, it does take time to look through the coupons. But I’ll get a bit nasty with y’all and say. You can easily do that while you’re on the Can. It’s not hard and it can be done quickly. It’s easy. That’s what I am really trying to get across. I use it mainly for grocery shopping. However, if you are more of the mobile shopper, there are dozens of possibilities you can use. Imagine getting 5% back on a hundred dollar purchase you were already going to get?

Now, Ibotta does have some catches. The main one is that you have a week from the date of the receipt to upload it. I make a habit of doing my uploading on the same day, or within 2 days. Otherwise, I’ll forget about it or just throw away the receipt. The other is the minimum limit to transfer money. It’s $20.00. It’s up to you decide if that’s too much or not. I think is a nice goal for each month to try to make. Some months I’m good. Some I’m not. The money just rolls over.

It’s easy to link your bank account, or if you are like me and are hesitant to link your bank account. You can use Venmo or convert it into a gift card to a number of different stores.

If you are interested in trying it out, use my referral code: IUOATOP

Yes. I do get some money if you use my code. I’m not ashamed of that. I will admit, that over the last two years of using Ibotta, I have made over $200.00. (Total, not each year and just from savings, not from Referral. I said it wasn’t a lot but that’s still $200 more dollars than I had before.) However, what’s great about this is that not only do I get money, but so do you. By using my code, you get $10.00 bonus for signing up. Yes. That’s $10 free dollars just for using this code to sign up with Ibotta. Even if you don’t use it religiously or ever, it would be nice just to get a free $10.00 right?

This is something that I’ve found that works and is legit. There is no sneaking rules or regulation. It’s easy to transfer the money into Venmo and then send it into my bank account. No additional fees required.

If you are interested in Ibotta and would like to ask me specific questions or if you’ve used Ibotta and have your own opinion. Please let me know in the comment section below. I’d love to hear from you all.